If you’re tired of renting and unsure where to start, we’ll guide you step-by-step from credit to keys—so you can confidently buy your first home.
Online and in-person sessions.
First-Time Homebuyer Coaching That Helps You Fix Your Credit, Pay Down Debt, and Get Mortgage-Ready
We see hear you.
You're not alone in this.
Does this sound familiar?
Worried about improving your credit?
Not sure how to get out of debt?
Does a strong financial foundation sound like a foreign concept?
The good news?
You can make it better
Not overnight, but step by step
What You Can Achieve in 90 Days
In just three months, you’ll increase your credit score, lower your debt-to-income ratio, and build a solid financial foundation. You’ll leave with a clear plan, better habits, and the confidence to move forward toward homeownership.
Improve Your Credit Score for Homeownership
Reduce Debt and Lower Your Debt-to-Income Ratio
Build Savings for Your Down Payment
Who This First-Time Homebuyer Program Is For
This program is designed for individuals and families who are ready to stop renting and start preparing for homeownership. It’s ideal for:
First-time homebuyers with fair or low credit
Renters who want to become mortgage-ready
Individuals working to pay down debt before buying a home
Families who want to build generational wealth through homeownership
What You Will Achieve in 90 Days
A higher credit score for mortgage approval (likely results 650 or higher) • A lower debt-to-income ratio for home loan qualification (typically 43 percent or lower) • A fully built three-month emergency fund • A personalized budget that you can stick to • A financial system that creates consistency and stability • A clear path toward buying your first house
Month One:
Financial Reset for Future Homebuyers
You and I (or our team) complete a thorough review of expenses, spending habits, financial obligations, and income. Together we identify unnecessary spending, make strategic cuts, and establish your first stable budget. This month is about clarity, structure, and setting the foundation for rapid progress.
Month Two:
Financial Reset for Future Homebuyers
You begin implementing a personalized credit-building plan while addressing debt in a strategic and sustainable way. I (or our team) guide you through the exact actions that raise your score and reduce your debt-to-income ratio efficiently. This is where clients begin seeing noticeable changes in their credit and financial confidence.
Month Three:
Financial Reset for Future Homebuyers
You build your emergency fund, refine your budget, and lock in the habits that support long-term financial success. You leave the program with financial systems you can maintain for life, along with the stability needed to purchase a home or live debt-free as a current homeowner.
Investment
The full three-month program is $900. Payment plans are available.
Welcome to DB Homes4Hope,
where financial stability isn't about perfection,
it's about being human.
Meet Your Coach - Davina Hunt Bare
CEO/Founder who coaches clients to generational wealth using homeownership. Certified Credit Counselor & Financial Coach. VA Housing Qualified Trainer, and LivingWorks Applied Suicide Intervention Skills (ASIST) Trainer
Coach Davina specializes in helping first-time homebuyers overcome credit and financial barriers so they can achieve homeownership and build generational wealth.
Work with Coach Davina today to secure your financial future. Reach out today for a free consultation to discuss your goals.
My Story
Homeownership Changed My Life. Now I Help Others Experience the Same.
For many people, buying a home feels out of reach.
Credit challenges, debt, and uncertainty can make the dream of homeownership feel impossible. I believe everyone deserves a clear path forward.
As a Certified Financial Coach and Credit Counselor, I have dedicated my career to helping individuals and families understand their finances, improve their credit, and prepare for successful homeownership.
My mission isn’t simply helping clients qualify for a mortgage. It’s helping families build stability, confidence, and generational wealth through owning a home.
Credentials
Experience You Can Trust
I have years of experience helping clients prepare for homeownership through practical financial coaching and education.
- Certified Credit Counselor
- Certified Financial Coach
- Virginia Housing Qualified Trainer
- LivingWorks ASIST Certified Trainer
- Proud United States Army Veteran
My coaching combines financial education with real-world guidance, giving clients practical steps they can begin implementing immediately.
Ready to take the first step?
Change begins with a single conversation. You don’t need to have all the answers right now.
Schedule your free consultation.
We’ll learn about your goals and where you are today.
Receive your personalized action plan.
You’ll leave knowing exactly what needs to happen next.
Work toward homeownership.
We’ll coach you through improving your financial readiness and preparing for mortgage approval.